We're called Auto Insurance Specialists for a reason

We Know California Auto Insurance

Auto Insurance rates in California can vary more than you might think from one insurance company to another. That’s where Auto Insurance Specialists can help. We are happy to share our insurance network and knowledge with you, so you can get the coverage you need at a price you’re comfortable paying.

Young women looking out the car at scenery

Auto Insurance in California

Here at AIS, we know the Golden State like the back of our hand. California is our birthplace and we've come to love the beautiful weather and coastal drives. Large urban cities like Los Angeles and San Fransisco keep things exciting, although we could do without the long commutes and heavy traffic. 

Needless to say, California is home to cars people depend on and drivers who spend a lot of time behind the wheel. However, just because you spend a lot of time driving, doesn't mean you want to spend a lot of money on Car Insurance.

Speak with an AIS Insurance Specialist today to discover discounts and any price-breaks available to you. Or, enter your zip code above and start your free Car Insurance quote now.

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Understanding California Car Insurance

A standard California Auto Insurance policy requires Bodily Injury Liability and Property Damage Liability. The state minimum Liability Insurance limits in California are:

  • BI or Bodily Injury: $15,000 per person, $30,000 total per accident
  • PD or Property Damage: $5,000 per accident

Additional coverages you should consider include Collision Coverage, Comprehensive Coverage and Uninsured Motorist Coverage.

To learn more about specific Auto Insurance coverages, visit our Car Insurance Coverage page.

Speak With An AIS Insurance Specialist

As a California customer, you can ask for coverage changes online or let our customer service help you by phone, or at any of our locations across the state. Get your questions answered, compare rates and learn about your coverage options by calling an AIS Insurance Specialist at  (888) 772-4247.

You may also find these other links helpful:


Years of Service

300,000 +

Customers Serviced

1,000 +

Customer Reviews

AIS Compares Rates For All Insurance Coverages

AIS is your one-stop shop for all of your insurance needs. We offer California customers more than Auto Insurance coverage. Compare rates and get a free quote online at or by calling (888) 772-4247

Below are just a few of the insurance coverages we offer: