Hawaii Auto Insurance Coverage
With endless beaches and miles of natural preserves, there's a lot to love about living in Hawaii. But, whether you're new to the islands or have deep roots in the Aloha State, it's essential to understand the auto insurance requirements in Hawaii.
Required Auto Insurance in Hawaii
Hawaii requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Hawaii requires the following minimum liability coverage:
- Bodily Injury: $20,000 per person and $40,000 per accident.
- Property Damage: $10,000 per accident.
- Personal Injury Protection: $10,000 per person.