Iowa Auto Insurance Coverage
Home to close-knit communities and a high quality of life that doesn't come with a high price tag, there's a lot to love about Iowa. But whether you're new in town or have deep roots in the Hawkeye State, it's important to understand the auto insurance requirements in Iowa.
Required Auto Insurance in Iowa
Iowa requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Iowa requires the following minimum liability coverage:
- Bodily Injury: $20,000 per person and $40,000 per accident.
- Property Damage: $15,000 per accident.