Kentucky Auto Insurance Coverage
Home to the famous Kentucky Derby and the birthplace of bourbon, there's a lot to love about Kentucky. But, whether you're new to the area or have deep roots in the Bluegrass State, it's essential to understand the auto insurance requirements in Kentucky.
Required Auto Insurance in Kentucky
Kentucky requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Kentucky requires the following minimum liability coverage:
- Bodily Injury: $25,000 per person and $50,000 per accident.
- Property Damage: $25,000 per accident.