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Nevada Auto Insurance Coverage

With its cities full of entertainment such as Las Vegas and Reno, there's a lot to enjoy about Nevada. But, whether you're new in town or have deep roots in the Silver State, it's essential to understand the auto insurance requirements in Nevada.

Required Auto Insurance in Nevada

Nevada requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Nevada requires the following minimum liability coverage:

  • Bodily Injury: $25,000 per person and $50,000 per accident.
  • Property Damage: $20,000 per accident.

Nevada Teen Driving Laws

Nevada operates under a Graduated Drivers License (GDL) Law, which includes three stages: Driver Education, Learner's Permit, and Full License.

  • Driver Education: At 15, Nevada teens can enroll in a driver education course. In Nevada, nearly all teens must complete a driver's education course.
  • Learner's Permit: Teens may obtain a learner's permit at age 15 and a half after providing required documents and completing a written test. With a learner's permit, teens must complete 50 hours of driving practice, with 10 hours being at night.
  • Full License: At 16, teens may apply for a full license after holding their learner's permit for 6 months. 

Please be aware of additional restrictions for teen drivers in Nevada. 

Nevada Auto Insurance Discounts

Looking to save? You may qualify for one or more auto insurance discounts available to drivers in Nevada. Some examples of common discounts include:

  • Safe driver
  • Good student
  • Installed anti-theft systems
  • Multi-vehicle
  • Accident-free
  • Multi-policy




Read more about potential discounts by visiting our auto insurance discounts page.

Optional Coverage Options in Nevada

No law in Nevada states that you must settle for the state's minimum auto insurance requirements. You can always expand your coverage by purchasing optional insurance policies that cover a broader range of expenses and situations.

Start your Nevada auto insurance quote online, or by calling (888) 772-4247.

Learn More About Nevada

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About Nevada

Nevada became America's 36th state in 1864. Known as the entertainment capital of the world because of Las Vegas, the state has much to offer for both visitors and residents.