New York Auto Insurance Coverage
Home to the Statue of Liberty, bustling cities, and scenic landscapes, there's a lot to love about New York. But, whether you're new to the area or have deep roots in the Empire State, it's important to know the auto insurance requirements in New York.
Required Auto Insurance in New York
New York requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. New York requires the following minimum liability coverage:
- Bodily Injury: $25,000 per person and $50,000 per accident.
- Property Damage: $10,000 per accident.
- Uninsured/Underinsured Bodily Injury: $25,000 per person and $50,000 per accident.
- Personal Injury Protection: $50,000.