South Dakota Auto Insurance Coverage
Home to the Black Hills and the Badlands National Park, there's a lot to explore when in South Dakota. But, whether you're new in town or have deep roots in the Mount Rushmore state, it's important to understand the auto insurance requirements in South Dakota.
Required Auto Insurance in South Dakota
South Dakota requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. South Dakota requires the following minimum liability coverage:
- Bodily Injury: $25,000 per person and $50,000 per accident.
- Property Damage: $25,000 per accident.
- Uninsured and Underinsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident.