Illinois Auto Insurance Coverage
Home to the big cities like Chicago and smaller towns like Galena, Illinois has a little bit of everything. But, whether you're new to the area or have deep roots in the Prairie State, it's important to understand the auto insurance requirements in Illinois.
Required Auto Insurance in Illinois
Illinois requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. Illinois requires the following minimum liability coverage:
- Bodily Injury: $25,000 per person and $50,000 per accident.
- Property Damage: $20,000 per accident.
- Uninsured/Underinsured Motorist Bodily Injury: $25,000 per person and $50,000 per accident.