North Carolina Auto Insurance Coverage
Home to the first airplane flight and the nation's largest private residence, there's much to explore in North Carolina. But, whether you're new in town or have deep roots in the Tar Heel State, it's essential to understand the auto insurance requirements in North Carolina.
Required Auto Insurance in North Carolina
North Carolina requires all drivers to have liability insurance for both property damage and bodily injury, which pays for any damage or injuries caused by an accident in which you were at fault. North Carolina requires the following minimum liability coverage:
- Bodily Injury: $30,000 per person and $60,000 per accident.
- Property Damage: $25,000 per accident.
- Uninsured/Underinsured Motorist Bodily Injury: $30,000 per person and $60,000 per accident.
- Uninsured/Underinsured Motorist Property Damage: $25,000 per accident.